When should you borrow payday loans?

29 Nov 2012

Suddenly your car engine developed a major fault and needs immediate repair. The repair cost is extensive and at present, you do not have any money to spare. All you can do is take a loan for the required amount and repay on your next payday.

Do not worry! For residents of the country lenders have come out with 'Au payday loans' package from where you can comfortably avail a loan. Lenders charge lower interest on these loans and you can easily afford to borrow one.

Usually, through such a loan, lenders advance amounts in the range of $100 to $1500. How much you are eligible to get depends on your immediate cash requirement and your pay. You normally get 14 to 31 day's time for loan repayment.

You can expect the loan only after satisfying these conditions. These conditions stipulate that to get the loan- you must earn sufficient income through a permanent job, you must possess a valid bank account in your name, and you should have completed 18 years of age.

To help you get a loan under the 'Au payday loans' package without encountering any problem, lenders have eliminated a few requirements to be fulfilled by you. You need not undergo any credit check exercise, because lenders are not interested in knowing your past credit performance. You are not required to furnish collateral for your loan for the simple reason that loans under the package are unsecured ones. Your application is processed soon after lenders receive it and thereafter arrangement is made to transfer money to your bank account at the earliest.

Lenders have even simplified the process of applying for these loans by introducing a simple online procedure. You can submit your application at any time of the day, because facility to receive applications is open round the clock on all 365 days in the year.


If you require a stopgap loan until you receive your next pay, 'Au payday loans' package is the best choice for you. Lenders approve the loan quickly and charge a lower rate of interest.

Do not pay any lender or broker an upfront fee to process your loan application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.