How It Works

It is very simple to understand how Loans Payday works. To apply, you will just need to fill in an online form and submit. There is no paperwork or credit check. Within hours of your application you will be offered a loan that suits your financial requirements and is within your affordability.

At Loans Payday, you apply today and get cover for your expenses on the next day. Most of the loan services that you find come with instant approval. Thus, no more waiting to get a loan approved.

Right after your approval at Loans Payday, the amount will be wired directly into your active checking account. Once you have received the loan amount you are free to make use of it for any purpose without any restriction.

To apply at Loans Payday, you must be currently employed earning regular income of at least AU$1000. You must be an Australian citizen above the age of 18 and have an active checking account or savings account where the loan amount will be directly deposited.

Even the bad credit borrowers who are suffering from record such as defaults, CCJs, arrears and late payments can apply at Loans Payday unhesitatingly if they can fulfil the requirements.

Apply right away and get the easiest and fastest way to an early payday loan at Loans Payday!

Do not pay any lender or broker an upfront fee to process your loan application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.