8 December 2011
Generally, life of employed people, and their expenditure, rotates around their fixed monthly income! Sudden unplanned needs may pop up, before upcoming payday! Managing such unexpected necessities becomes difficult for those having fixed and planned budget! Payday loans are basically designed to handle such unfavorable circumstances of employed borrowers! Due to short-term unsecured nature, interest rates may be marginally higher than other usual loans!
You may utilize amount obtained through payday advance loans for financing various needs, including paying utility bills, grocery bills, repairing your car or computer, furnishing your home, paying for sudden medical check ups, making monthly installments, settling down small amount debts, going on small vacations, paying examination fee or tuition fee of your child, and so on.
Generally, in payday loans, approval, to loan application, is provided on the basis of borrower's fixed monthly income and repayment ability! Based on your income, you may apply for amount varying from AUD 100 to AUD 1500. Repayment term may vary from 14 to 31 days. These loans are granted to provide momentary relief until next payday! Hence, you should repay on your next payday!
If you are in regular employment for at least last 6 months, earning fixed monthly income, you may apply for payday loans. However, your age should not be less than 18 years. Also, for facilitating transaction, you should be having an active checking account.
In payday loans, no credit check is done by lenders! Hence, you may apply even if you have poor credit, bad credit, below average credit, or no credit at all! All sorts of credits are acceptable!
Online mode of application is available for 24 hours for payday loans! Online application has several advantages like -
However, before applying for payday loans, you should do some research, and compare free online quotes, to pick out the best deal for you!
Payday loans are actually short term loans. These can be easily obtained, by filling short and simple application form, available online!
Do not pay any lender or broker an upfront fee to process your loan application.
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.